Adding your child as an authorized user on your credit card might seem like a smart way to boost their credit score, but it could backfire and damage their credit history. Here’s why you should let your child build their own credit score and handle their own finances.
Do you get a large tax refund or owe money to the IRS every year? Learn why this is not a good strategy and how to optimize your tax withholding to break even on your taxes.
Mint, the leading budgeting app for many years, is shutting down on January 1, 2024. If you are one of the millions of Mint users, you might be wondering what to do next. Don’t worry, there are plenty of other great budgeting software options that can help you manage your money. In this article, we will review some of the best ones and how they compare to Mint.
A financial advisor is more than just an investment manager. They can also help you with insurance, estate planning, and referrals to other professionals. Learn how a financial advisor can listen to your goals and dreams and help you achieve them.
If you have extra money at the end of the month, you may wonder whether you should use it to pay off your debt or save it for the future. This is a common dilemma that many people face, and there is no easy answer. However, there are some general principles that can help you make a smart decision. In this article, we will share some tips from Dave Ramsey, a renowned financial expert, on how to prioritize your money goals and follow a plan that works for you. You will learn how to get rid of high-interest debt, save for retirement, and decide what to do with any remaining money. By following these steps, you will improve your financial situation and achieve peace of mind.
Do you have federal student loans? If so, you may be interested in a new repayment program that can lower your monthly payments and forgive your debt after a certain period of time. The program is called the Saving on Valuable Education (SAVE) plan, and it was announced by the Biden administration in July 2023. In this article, I will explain how the SAVE plan works, what benefits it offers, and who can qualify for it. I will also tell you how you can contact me for a free consultation to create a personalized plan that suits your needs and goals. Read on to find out more.